Features

Detailed money tools without the clutter.

KharchaTrackr brings the core parts of personal finance into a mobile app that is quick enough for daily use and detailed enough for monthly review.

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Expense tracking

Record expenses by amount, category, payment mode, date, and note. Use categories such as groceries, rent, travel, health, education, dining, shopping, subscriptions, and business expenses.

  • Fast manual entry for cash and digital payments
  • Daily, weekly, and monthly spending views
  • Category history for repeat expenses
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Budget planning

Create category budgets and see how much is available before the month ends. KharchaTrackr keeps the tone practical: you see the numbers clearly, then choose what to adjust.

  • Monthly limits for key categories
  • Visual progress before you cross a limit
  • Budget reset for a fresh monthly cycle
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Savings goals

Plan goals for emergency funds, festivals, fees, travel, deposits, gadgets, or family needs. Split big goals into small monthly targets that feel achievable.

  • Goal amount, deadline, and progress tracking
  • Separate views for active and completed goals
  • Helpful reminders to stay consistent
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Bill reminders

Keep track of rent, electricity, internet, school fees, EMIs, insurance, subscriptions, and recurring household payments before due dates become stressful.

  • Recurring reminders for repeat bills
  • Paid and pending status visibility
  • Monthly bill load at a glance
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Reports and insights

Understand the story behind your entries. KharchaTrackr highlights high-spend categories, saving progress, remaining budget, and monthly patterns you can actually act on.

  • Category breakdowns and trend summaries
  • Income versus expense comparison
  • Monthly review snapshots
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Export-ready records

Keep financial records organized for review, discussion, or basic planning. Export support makes it easier to share or archive your own data when needed.

  • Readable transaction history
  • Filters by date, category, and account
  • Useful for personal and small-business review

Daily flow

How KharchaTrackr fits into a normal day.

Morning

Check today's room

See bills, budget limits, and planned savings before spending starts.

Afternoon

Add quick entries

Record food, travel, shopping, or business spending in a few taps.

Evening

Review the pattern

Understand whether the day was normal, heavy, or safely under budget.

Month end

Plan the next month

Use your own data to adjust budgets, goals, and recurring reminders.