Choose your main categories
Start with 8 to 12 simple categories: rent, food, travel, bills, health, shopping, education, business, subscriptions, and savings.
Download KharchaTrackr
Install KharchaTrackr, add your first few entries, and begin building a clear weekly and monthly view of your money.
Setup guide
Start with 8 to 12 simple categories: rent, food, travel, bills, health, shopping, education, business, subscriptions, and savings.
Enter rent, EMIs, electricity, internet, insurance, school fees, and subscriptions so fixed costs are visible early.
Use your current habits as the baseline. A good first budget is realistic enough to follow and clear enough to improve.
A short weekly review helps you catch overspending before the month ends. Small adjustments are easier than last-day panic.
Before downloading